Transaction Monitoring Specialist

Colibrix One develops cutting-edge IT solutions for Payment Service Providers (PSPs), Electronic Money Institutions (EMIs), and neobanking platforms across the European Union and the UK. Our mission is to create secure, scalable, and high-performance payment technologies that fuel financial innovation and empower businesses in the digital economy.

• Minimum of 2 years of experience in AML
• Strong understanding of AML/CTF regulations and industry best practices
• Familiarity with customer due diligence (CDD) and enhanced due diligence (EDD) procedures
• Familiarity with payment screening processes
• Excellent analytical and problem-solving skills, with strong attention to detail
• Ability to handle confidential information
• Proficiency in Microsoft Office and AML software/tools
• Certification in AML/CTF or a related field is a plus
• Experience working in a fast-paced environment
• Motivation to learn and contribute to ongoing process improvements
• Strong written communication skills, with the ability to convey complex information clearly
• Fluency in English (additional languages are considered an asset)

• Monitor deposits and review daily fraud reports to ensure merchant compliance with Visa and Mastercard programs
• Conduct real-time transaction monitoring for both business and individual clients
• Analyze large volumes of transaction data to detect suspicious patterns and potential fraud
• Perform periodic evaluations of client accounts and website functionality, including test transactions, to ensure compliance
• Investigate merchants and portfolios to assess risk, ensure compliance, and detect fraudulent or illegal activities
• Identify potential money laundering, terrorist financing, and sanctions evasion scenarios
• Collect and manage additional client data related to completed transactions
• Address operational monitoring issues promptly, escalating and reporting suspicious activities as needed
• Ensure all client transactions comply with AML/CTF procedures and guidelines
• Assist colleagues from other departments with AML/CTF-related matters
• Provide insights and recommendations to enhance transaction monitoring efficiency