Transaction Monitoring Expert

Our client is an international SME-focused bank currently expanding its operations in Poland. As part of its continued growth, the bank is looking for an experienced Transaction Monitoring Expert who will play a key role in strengthening the organization’s AML and KYC framework.

This position goes beyond standard transaction monitoring activities and offers broad exposure to AML, KYC, EDD and financial crime prevention processes within an international banking environment.

• Minimum 4 years of experience in AML/CTF, Transaction Monitoring, KYC, or EDD within banking or financial services
• Strong understanding of AML processes, financial crime risks, and money laundering typologies
• Knowledge of relevant regulations and guidelines, including FATF, EU AML Directives, AML Act 2018, sanctions regimes, and GIIF/KNF requirements
• Experience conducting complex investigations and risk assessments
• Good working knowledge of English and Polish
• Strong analytical skills and attention to detail

• Monitor customer transactions and analyze alerts generated by the Transaction Monitoring system
• Conduct investigations related to suspicious activity, potential money laundering, fraud, terrorist financing, and sanctions breaches
• Perform detailed analysis of customer behavior, transaction patterns, counterparties, and account activity
• Assess red flags including unusual transaction structures, high-risk jurisdictions, and rapid movement of funds
• Compare customer activity against KYC profiles, expected behavior, and historical patterns
• Prioritize and manage alerts based on risk level and regulatory impact
• Prepare SAR/STR reports when required
• Support broader AML/KYC and EDD processes across the organization
• Ensure compliance with AML/CTF regulations, internal procedures, and regulatory expectations
• Recommend improvements to monitoring rules, thresholds, and operational workflows
• Maintain accurate and audit-ready documentation of investigations and findings