Senior Business Analyst

We're powering the growth of merchants by helping them take payments easily, securely and globally.

• 5+ years of experience as a Business Analyst in fintech, banking, or PI/EMI environments with delivery experience in core banking or payments capabilities
• Strong knowledge of EU and UK banking domains including multi-currency IBANs, correspondent banking, safeguarding and segregation of client funds, nostro accounts, and PI/EMI operating models
• Deep expertise in payment rails and transaction lifecycles such as SEPA (SCT, SCT Inst, SDD, returns, recalls), SWIFT, Faster Payments, BACS, and CHAPS
• Solid understanding of double-entry accounting, ledger logic, general ledger structures, Chart of Accounts, and journal flows in regulated financial settings
• Ability to work with Engineering on system architecture, API contracts, event-driven integrations, and service interactions
• Comfortable reading and interpreting API documentation, process flows, sequence diagrams, and technical specifications
• Strong business analysis skills including process modelling, requirements decomposition, acceptance criteria writing, and structured documentation
• Excellent stakeholder management and communication skills aligning Engineering, Finance, Compliance, Operations, and Product teams

Nice to have:

• Knowledge of regulatory frameworks such as AML/KYC, sanctions screening, transaction monitoring, GDPR, PSD2, and EMI controls in the EU/UK
• Experience in regulated money movement, safeguarding controls, and financial reconciliation processes
• Delivery coordination skills across Agile and hybrid models including backlog refinement, dependency tracking, and cross-team planning

• Own requirements gathering, analysis, and documentation across core banking domains including accounts, payments, cards, FX, and fee management
• Define and document end-to-end payment flows across EU and UK schemes, including various transaction types
• Translate money movement, settlement, and accounting logic into functional requirements collaborating with Finance and Engineering
• Define requirements for banking settlement and correspondent account operations such as reconciliation, safeguarding, segregation of funds, and internal fund movements
• Convert regulatory and compliance obligations (KYC, AML, transaction monitoring, licensing) into functional specifications and acceptance criteria
• Partner with Engineering on API design, system integrations, service dependencies, and solution design
• Break down large initiatives into delivery artifacts ensuring traceability from business needs to implementation
• Coordinate and support UAT, business validation, and stakeholder sign-off across multiple departments
• Identify gaps in operational processes and tooling including client account management, fee configuration, transaction monitoring workflows, and exception handling
• Manage scope, dependencies, assumptions, and stakeholder alignment across multiple parallel workstreams