Risk System Analyst - Technical Solution

IPF Digital is a fintech company involved in credit risk decisioning systems across multiple markets. The role is within the Credit Risk HUB Team based in Warsaw and contributes to initiatives across all IPF Digital operations and markets.

• Solid understanding of SQL, relational databases, and analytical problem-solving.
• Experience implementing or supporting credit risk systems, decision engines, or rule-driven configurations.
• Exposure to fintech, digital financial services, or data-driven environments.
• Curiosity about programming and automation with a willingness to develop technical skills.
• Structured and detail-oriented mindset with ability to translate business requirements into technical solutions.

• Translate credit risk strategies into system-ready rules and logic within decision engines to support accurate customer decisioning.
• Use SQL and relational databases to analyse data, build queries, and support integrations.
• Design and maintain technical specifications, data flows, and rule logic.
• Partner with IT developers to ensure testing matches business requirements.
• Identify opportunities to improve decision modelling tools, processes, and system performance.
• Assess business impact, troubleshoot issues, and manage competing priorities.
• Build partnerships across Risk and IT teams, contributing ideas and sharing expertise.
• Communicate clearly in both Polish and English to facilitate collaboration across international teams.

The role requires communication in both Polish and English. The position is based in Warsaw, Poland. The company has implemented whistleblowing mechanisms for ethical conduct and reports.