Compliance Due Diligence Analyst

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories.

• 5+ years' experience in AML, financial crime compliance, KYC, onboarding, or risk management in financial services, payments, or fintech.
• Strong understanding of AML, CTF, sanctions, and financial crime risk management frameworks.
• Experience conducting customer due diligence, enhanced due diligence, and risk assessments.
• Strong analytical and investigative skills to assess complex client structures and identify risks.
• Excellent communication and stakeholder management skills.
• Ability to manage competing priorities, meet deadlines, and maintain accuracy.
• Strong problem-solving skills with ability to make sound risk-based recommendations.
• Proven collaborative work skills in fast-paced regulated environments.

Preferred Qualifications:

• Bachelor's degree or equivalent professional experience.
• ICA, ACAMS, or other recognized financial crime qualifications.
• Experience onboarding financial institutions, payment institutions, fintechs, or complex corporate customers.
• Experience in enhanced due diligence and reviewing financial crime control frameworks.
• Experience supporting quality assurance, regulatory reviews, or process improvement initiatives.

• Manage end-to-end onboarding reviews for financial institutions, payment institutions, fintechs, and corporate clients in line with regulatory and internal requirements.
• Conduct customer due diligence (CDD), enhanced due diligence (EDD), and financial crime risk assessments and refresh activities.
• Assess client business models, ownership, products, services, and control frameworks for compliance with Visa's risk appetite.
• Support onboarding discussions with clients and internal stakeholders to assess risks and progress decisions.
• Review complex and high-risk applications, escalate material risks, and recommend mitigations.
• Act as subject matter expert and escalation point, providing technical guidance on onboarding and regulatory requirements.
• Conduct quality control reviews of onboarding cases, provide feedback, identify trends, and support improvements.
• Support quality assurance activities, control testing, and remediation actions to maintain onboarding standards.
• Maintain accurate case records and audit-ready evidence for governance.
• Partner with Sales, Product, Compliance, Legal, Risk, and Operations to resolve onboarding queries.
• Support training and onboarding of new team members to build functional capability.

Visa is an EEO Employer. Qualified applicants will receive consideration without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability, or protected veteran status. Visa also considers qualified applicants with criminal histories consistent with EEOC guidelines and local law. The position operates under a hybrid working policy with expectation of 3 days per week in the Warsaw office.