Product Manager (k/m)

PayPo is a fintech company focused on digital payments, specifically Buy Now, Pay Later services. The company serves over 2 million customers and 60,000 stores including major Polish e-commerce brands. In 2025, PayPo handled 22.5 million transactions and continuously seeks innovative solutions for high-quality service.

• Experience as Product Owner or Product Manager in credit product areas (cash loans, installment loans, credit lines), preferably in banking or fintech sectors
• Ability to work with Technology Teams and understand backend processes, communicating effectively with engineers
• Practical knowledge of agile methodologies (Scrum/Kanban) and backlog management tools (e.g., Jira)
• Skills in prioritization within environments of many dependencies and high business criticality
• Analytical skills to identify problems and translate them into concrete solutions
• Data-driven decision making, comfortable reading metrics and asking analytical questions
• Strong communication skills and ability to reconcile interests of multiple stakeholders
• Open and courageous mindset
• English language proficiency for fluent communication

• Responsible for business results beyond just delivering functionalities
• Shaping strategy and product roadmap for credit products in transactional processes
• Optimizing key credit indicators such as acceptance levels, application conversion, and financing amount
• Collaborating closely with Risk Team on credit decision rules, limit policies, and lending logic
• Working with Compliance and Legal Teams to ensure product compliance with credit and payment institution regulations
• Identifying process problems and proposing customer journey simplifications
• Analyzing transaction process data, identifying conversion loss sources, and preparing recommendations based on data and experiments
• Defining additional business goals supporting KPI achievement
• Translating business goals into actionable product and technical requirements
• Assessing impact of changes from other teams on transaction process effectiveness and quality
• Ensuring reliability, performance, and scalability of high-volume transaction processes
• Managing dependencies between systems and teams in a critical domain
• Integrating regulatory requirements in all product decisions