System Analyst - (Authorization Host / SWITCH / POS Handling / E-commerce)

Capco Poland is a global technology and management consultancy specializing in driving digital transformation across the financial services industry. They are experts in banking and payments, capital markets, wealth and asset management, focusing on maintaining an agile and entrepreneurial culture.

• Minimum 5 years of experience as a System Analyst, Business-System Analyst, or Solution Analyst in banking, payments, or fintech.
• Strong understanding of authorization processing and acquiring transaction flows.
• Experience with Authorization Host and SWITCH platforms.
• Knowledge of POS handling, terminal management, and device integrations.
• Experience with Payment Gateway and PSP integrations.
• Knowledge of e-commerce payment processing and 3-D Secure.
• Understanding of transaction routing and authorization lifecycle.
• Knowledge of ISO8583; ISO20022 is an advantage.
• Familiarity with Host-to-Host integrations.
• Understanding of payment security concepts including HSM, PIN encryption, and PCI PIN.
• Strong analytical and documentation skills.
• Excellent communication and stakeholder management skills.
• Fluent English and Polish.

Nice to Have:

• Knowledge of BLIK.
• Experience with terminal lifecycle management.
• Understanding of cryptographic key management.
• Experience supporting certification with payment organizations.

Main Duties:

• Gather and analyze business and system requirements for Authorization Host and SWITCH platforms.
• Prepare system analysis documentation, transaction flow diagrams, and interface specifications.
• Design and document authorization, capture, routing, and settlement transaction flows.
• Analyze transaction routing, stand-in processing, timeout, and fallback scenarios.
• Support POS terminal handling, device integrations, and terminal management processes.
• Analyze Payment Gateway and PSP integrations.
• Support e-commerce payment flows including card-not-present transactions and 3-D Secure authentication.
• Prepare ISO8583 and ISO20022 message mappings.
• Analyze Host-to-Host integrations and communication models.
• Support initiatives related to Visa, Mastercard, American Express, and BLIK.
• Define payment security requirements including HSM, cryptographic keys, and PCI PIN.
• Prepare test scenarios and support integration testing, UAT, and production rollout.
• Collaborate with business, IT, Operations, Security teams, and external vendors.