Business Analyst/Product Owner - Payments

VISTULO is hiring a Business Analyst/Product Owner with deep payments expertise to work fully remote for a top North American bank. The role involves end-to-end product delivery for payments processing including message types, payment rails, and settlement operations.

• 5+ years of Business Analyst, Systems Analyst, or Product Owner experience in payments
• Expert knowledge of SWIFT
• Strong understanding of payment rails and the interchange between them (e.g. SWIFT, Fedwire, PIX)
• Hands-on experience with payment processing and business operations around payment settlement
• Ability to take on problems and deliver solutions independently
• Bias for action and execution mindset, driving requirements directly from the business
• Willingness to follow through until issues are resolved
• Strong communication skills
• Ability to maintain a 5-6 hour overlap with US Eastern business hours

Nice to have:

• Murex experience
• FX or Money Markets domain knowledge
• Experience using AI tools to speed up requirements, testing, or delivery work
• Options knowledge

• Bring deep payments domain knowledge (message types, rails, settlement operations) so requirements and reviews are technically grounded
• Define requirements for payment message handling, including SWIFT MT and ISO 20022 (MX) formats and the mapping between them
• Collect and scope requirements for payment flows across rails and the interchange between them
• Work with operations teams to understand and improve payment processing and settlement workflows
• Translate requirements into Jira tickets, own the backlog, and hold the development team accountable for quality, on-time delivery
• Run acceptance testing to confirm delivered work meets the requirements
• Use AI tools to speed up requirements, testing, or delivery work where it makes sense

Only open to residents of Poland and Romania. Candidates must have citizenship or legal residence with permission to work in Poland or Romania. Successful candidates will need to pass a standard background check. Applicant data will be processed in compliance with the stated privacy and recruitment policies.