Senior Business Analyst

Our client is a leading financial services organisation delivering lending and treasury solutions to the banking sector. They combine technical expertise with deep industry knowledge, operating across multiple markets and managing complex, regulated environments. The organisation is committed to building robust systems that balance innovation with operational resilience, supported by teams who understand both the business and the regulatory landscape.

• Proven experience as a Senior Business Analyst in financial services, banking or lending environments
• Deep knowledge of loan products and lending workflows including origination, underwriting, drawdown and repayment cycles
• Strong understanding of booking systems, GL mapping and event-driven accounting behaviours
• Working knowledge of liquidity principles and their application to lending and treasury operations
• Demonstrated experience working in large-scale programmes with multiple workstreams and cross-system dependencies
• Experience with mixed delivery environments combining Agile and Waterfall methodologies
• Proven ability to run effective stakeholder workshops and manage complex stakeholder alignment
• Strong requirements management skills with ability to produce clear, testable, traceable requirements
• Experience supporting test strategy, UAT execution and business sign-off
• Knowledge of regulatory expectations, internal controls, operational resilience and governance frameworks
• Excellent communication skills with ability to translate complex business concepts for diverse audiences
• Experience producing business analysis artefacts such as process maps, data lineage and decision logs

• Lead end-to-end business analysis for complex lending and booking system programmes across Agile and Waterfall environments
• Partner with Treasury, Finance, Risk and Operations to define requirements that drive real business outcomes
• Shape loan product strategies by analysing origination through repayment flows and their liquidity impact
• Work on large-scale programmes with multiple workstreams, managing dependencies and delivering at scale
• Run discovery workshops with senior stakeholders to clarify priorities, capture needs and drive key decisions
• Own requirements quality by ensuring they are clear, testable, traceable and aligned to business outcomes and controls
• Analyse and document lending flows including origination, underwriting, drawdown, interest, repricing, amendments, rollovers, repayments, and restructures
• Define booking rules and event-driven behaviours such as schedules, accruals, postings and general ledger mapping
• Support integration requirements across channels, limits, collateral, payments, servicing and downstream reporting
• Apply liquidity principles to assess how lending events impact cashflows, funding and liquidity reporting
• Partner with Treasury and Liquidity teams to capture requirements, controls and evidence needs for auditability and reconciliations
• Identify gaps, dependencies and risks early, proposing options and recommendations with clear escalation
• Drive RAID (Risks, Assumptions, Issues, Dependencies) for business analysis-owned items, escalating with clear options
• Support test strategy and execution including acceptance criteria, SIT/UAT support, defect triage and business sign-off
• Ensure requirements align with regulatory expectations, internal controls and operational resilience standards
• Produce high-quality artefacts including process maps, business rules, data lineage and decision logs