Payments Architect

• Proven experience as a Solution or Payments Architect within large-scale digital transformation programs in financial services
• Strong background in banking architecture design, including payment systems, digital channels, and integration patterns
• Expertise in RESTful API design, microservices architecture, SOA principles, and eventing technologies
• Understanding of batch integration patterns and related technologies
• Experience managing and tracking architectural design decisions within complex enterprise programs
• Ability to evaluate solution options and facilitate agreement between technical and business stakeholders
• Strong communication, negotiation, and problem-solving skills
• Fluent English, both spoken and written

Nice to have:

• Familiarity with regulatory-driven projects such as PSD2, GDPR, and similar regulations
• Knowledge of omni-channel banking concepts and modernization initiatives
• Background in Agile and hybrid delivery methodologies

• Conduct As-Is architecture assessments and produce Target State Architecture definitions for payment and digital banking initiatives
• Create high-level design documentation and provide architectural guidance for development teams across multiple workstreams
• Design solutions leveraging key patterns and technologies such as REST API development, microservices-based architecture, SOA, event-driven integration, and batch processing
• Manage architectural decision tracking and ensure alignment with enterprise and regulatory standards
• Present solution options, negotiate trade-offs, and secure agreement with business and technology stakeholders
• Ensure architectural deliverables support both regulatory requirements and commercial objectives
• Oversee the application of EPAM’s best practices and reusable components in solution architecture
• Actively collaborate with cross-functional teams in an Agile or hybrid delivery model