Lead Payments Architect (Core Acquiring & Host Integration)

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SeniorZdalnie·WarszawaFull-time

#478963·Dodano 3 dni temu·3

Źródło: nofluffjobs.com

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Tech Stack / Keywords

Java Microservices Go KafkaPayment Acquiring / PSP ArchitectureDistributed DatabasesISO 20022ISO 8583.NET CoreFIS / Worldpay / Adyen / StripeRabbitMQCBDC / Digital Currency Ecosystems

Podsumowanie oferty

As Lead Payments Architect, you will own the transactional backbone of a Digital Euro merchant acquiring engine, connecting high-throughput backend structures and core payment processors with mobile proximity payments. The architecture uses distributed microservices with Java, Go or .NET Core, and event-driven streaming with Kafka and RabbitMQ.

Wymagania

8+ years of experience as a Software or Solution Architect focused exclusively on core payment gateways, Payment Service Providers (PSPs), or core banking acquiring hosts.
Mastery of transactional financial messaging standards (ISO 20022 and ISO 8583) and enterprise integration patterns.
Deep architectural experience with distributed microservices (Java, Go, or .NET Core) and event-driven streaming architectures (Kafka, RabbitMQ).
Hands-on expertise in designing highly optimized relational and distributed databases handling extreme transaction velocities with zero-downtime tolerance.
Proven track record in designing financial ledgers, clearing file generation, automated settlement routing, and multi-source reconciliation lifecycles.
Strong understanding of high-availability abstraction layers, strong eventual consistency, and strict financial data auditing boundaries.

Obowiązki

Architect the core acquiring engine, including state machines, transaction routing logic, real-time status management, multi-party fee splits, reversals, and automated partial refunds.
Own the ledger and clearing lifecycle: design data models and automated jobs for merchant onboarding hierarchies, account mapping, daily clearing file generation, and settlement routing.
Drive host and gateway integrations by designing high-availability abstraction layers and secure API bridges between core banking/acquiring platforms (e.g. FIS) and edge delivery networks.
Define the data and performance strategy to guarantee zero-downtime operation, strong eventual consistency, and rigid auditing compliance under extreme transaction loads.

Benefity

100% greenfield architecture built from scratch for a strategic European sovereign payments initiative.
Direct architectural ownership over core acquiring, clearing, and ledger infrastructure.

Emerge Soft Sp. z o.o.

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