Senior Analyst / SME - EDD

BVNK is a stablecoin-powered financial stack for enterprises and part of Mastercard. The company operates globally with over 40 licenses for fiat and digital assets, enabling businesses to build financial products and move money across 130+ countries. BVNK processes billions annually, facilitating stablecoin and fiat transactions through a single integration. The company is recognized among top fintechs and global workplaces and has a diverse team spread across EMEA, North America, and APAC.

• 5+ years of direct experience in B2B corporate compliance, EDD, and risk assessment within high risk industries.
• Recognized Subject Matter Expertise in evaluating complex corporate entities such as holding companies, trusts, foundations, and offshore structures.
• Deep understanding of regulatory assessment frameworks, cross-border licensing rules, and financial crime requirements (FATF, FCA, MGA, FinCEN, MiCA).
• Experience with enterprise compliance case management systems for tracking review lifecycles.
• Exceptional written risk assessment skills to synthesize complex financial, corporate, and transactional data into executive summaries.
• High autonomy, strong self-organization, and ability to manage complex case pipelines in a high-growth environment.

Nice to have:

• Exposure to Fintech, Gaming, Crypto/VASP, and CFD/Fx industries.
• Hands-on experience executing AML Control Walkthroughs and evaluating third-party compliance environments.
• Practical exposure to blockchain analytics tools (Chainalysis, TRM, Elliptic) and Travel Rule protocol requirements.
• Strong proficiency in data querying and analytics (e.g., Snowflake SQL or similar data environments).
• Proven ability to engage professionally with C-level executives, MLROs, and Compliance Directors during client walkthroughs.

Remediation & Advanced EDD Execution:

• Lead end-to-end complex EDD remediation for high-risk corporate clients under updated risk models.
• Conduct deep-dive ownership analysis on multi-layer structures, identifying Ultimate Beneficial Owners (UBOs) to 10% ownership thresholds.
• Verify Source of Funds (SoF) and Source of Wealth (SoW) for entities and UBOs using commercial databases, tax returns, audited financials, and open-source intelligence (OSINT).
• Execute jurisdiction-specific EDD requirements across global operations (EU, UK, US, and APAC per local regulatory annexes).

Regulatory & High-Risk Vertical Assessments:

• Conduct full Regulatory Assessments for regulated clients and nested/embedded models, including license verification and equivalence reviews.
• Perform Geographic & Reverse Solicitation Analyses, including "Initiative Tests" to identify targeting of non-licensed jurisdictions.
• Conduct sector-specific High-Risk Vertical Assessments in line with BVNK guidance.
• Research regulatory standards and present strategic recommendations to Second Line Compliance.

AML Control Walkthroughs & Policy Reviews:

• Lead live AML Control Walkthroughs with client compliance and operational teams to validate CDD, payment screening, transaction monitoring, and SAR escalation.
• Perform desktop reviews of third-party AML/CFT, Sanctions, and Transaction Monitoring policies and audit reports to identify gaps and agree on remediation plans.

Ongoing Portfolio Oversight & Quality Assurance:

• Manage complex scheduled Annual Periodic Reviews (APRs), Event-Driven Reviews (EDRs), and Embedded Partner Customer (EPC) reviews.
• Act as a Checker / Escalation SME reviewing and approving complex CDD/EDD files and account change requests.
• Conduct advanced transaction pattern analysis comparing transaction volumes against expected profiles.
• Serve as liaison to Second Line Compliance, MLROs, and Senior Management for high-risk client approvals and policy escalations.