ITDS

Senior Credit Risk and Lending IT Business Analyst

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SeniorHybryda·KrakowFull-time

#439520·Dodano miesiąc temu·2

Źródło: ITDS

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Tech Stack / Keywords

AIAgile

Firma i stanowisko

You will be working for a leading entity in the financial services industry. The role involves bridging business needs and technology to drive development and implementation of solutions across the credit lifecycle, focusing on risk management, operational efficiency, and colleague experience through data, automation, and AI.

Wymagania

At least 7 years of experience as an IT Business Analyst in financial services, with strong knowledge of credit risk and lending processes.
Practical understanding of the credit lifecycle, including origination, analysis, decisioning, monitoring, and reporting.
Proven experience delivering technology, data, automation, or AI-enabled solutions from problem framing through implementation.
Experience collaborating with software engineering and data teams on complex data flows, system integrations, or analytics solutions.
Requirements engineering experience, including stakeholder interviews, workshops, process modeling, data analysis, user stories, acceptance criteria, and specifications.
Ability to understand complex business rules and data dependencies and communicate them clearly across teams.
Strong analytical, problem-solving, and critical thinking skills.
Communication, facilitation, negotiation, and stakeholder management capabilities.
Hands-on experience with Agile methodologies in dynamic, multidisciplinary environments.
Proactive workspace management and ownership of outcomes from discovery through delivery.

Nice to have:

Certifications in Business Analysis or Agile methodologies.
Experience working within financial regulation frameworks.
Fluent English with excellent command for technical and business communication.

Obowiązki

Main responsibilities:

Lead discovery sessions with business stakeholders, subject matter experts, product owners, data specialists, and engineering teams to gather and analyze requirements.
Translate credit and lending problems into business requirements, functional specifications, user stories, acceptance criteria, and process models.
Define and document current-state and target-state processes across origination, analysis, decisioning, monitoring, and reporting.
Identify opportunities for technology, data, automation, and AI solutions to enhance risk management and operational performance.
Collaborate with software engineers, data specialists, and product owners to create detailed requirements for technology- and data-enabled solutions.
Contribute to solution evaluation, readiness, rollout, and continuous improvement, including AI capabilities.
Analyze data flows, business rules, controls, and dependencies, and validate proposed solutions with technical teams.
Act as a senior point of contact between business and technology teams, resolving ambiguities and supporting decision-making throughout the project lifecycle.
Challenge requirements, assess options and trade-offs, and ensure solutions address core business problems.
Support Agile practices through backlog management, refinement, sprint planning, reviews, and retrospectives.
Facilitate solution validation, user acceptance testing, implementation, and adoption.
Ensure solutions adhere to internal control standards, data governance, security, and regulatory obligations.

Inne informacje

Candidates must already have the legal right to work in the European Union.

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